Homeowners Insurance

When most people think of homeowners insurance they think of it as fire insurance.  Fire is an important coverage under the homeowner policy; however a good homeowner policy covers its owner for a lot more than just fire.  We try to write every new homeowner policy on a HO-3 (Special Form) basis.  This policy will cover you for anything that happens to your home that the company does not explicitly state is not covered.

Your home is a big part of your life.  You depend on it to give you shelter and security from the outside world.  You want to make sure that you protect it as well as it has protected you.

Let us do a review of your current homeowner policy to make sure you are protected to a level you can feel safe with.  We can do an inspection of the house to determine its construction replacement cost.  This is based on your home’s square foot and construction type.We would be able to provide coverage for replacement cost on your home as well as its contents.  We also have programs for businesses run out of your home — coverage that you might need but just have not realized your current policy would not respond to. There is very little coverage under a homeowner policy for a business run out of your home. We can make sure you are covered because let’s face it — the time to find out you are not covered for something is now and NOT when you have a loss!

We have several competitive insurance companies that will give you discounts on your homeowner policy for insuring your automobiles with them, for having smoke detectors or dead bolts, and even for being retired.  There are all kinds of ways to save money without sacrificing your coverage.

Pull out your homeowner policy and give us a call today or fill out a homeowner quote request form and make sure your home is protected at a price you can live with! The quote is free and could end up saving you a nice chunk of change.

Call us today for a free price quote: (724) 842-1841, (866) 950-9048; send an email to joe@jerichinsurance.com; or fill out our online quote request form.