If you have to report a homeowner loss today are you prepared? Most people are not. When you have a loss you are required to list the items that were stolen or destroyed. This can be a very labor-intensive chore if you are not prepared!
We suggest you make a home inventory to prepare yourself and your family for a loss. If you have access to a video camera we suggest videotaping each room of your house and its contents. You can read important information like serial numbers and model information as you are taping. Once you have a tape it is important to keep it up to date and to store it at another location such as a safety deposit box, a relative or a friends house. Never keep the tape at home even in a safe. If your house is destroyed then your inventory would be destroyed along with it. If the tape is in a safe the heat from the fire could still damage the tape.
If you do not have access to a video camera, you can fill out a paper copy of your home’s inventory. This may take some time to do, but it will be well worth it in the event you have a loss.
There are several apps and computer software programs available to help, but here’s a handy Home Inventory Checklist you can download and print to guide you through the process!